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© Life Journey Solutions, LLC

 

Last Updated: March 2025

 

Your privacy is important to Life Journey Solutions, LLC ("we", "us", "our"). This Privacy Policy explains how we collect, use, disclose, transfer, and store your information. By visiting our website or engaging with content that links to this document, you agree to the practices described herein and our Terms of Use.

Principal Office: Fort Meade, MD 20755
Phone: 240-761-5010
Email: info@thegoatbusiness.com
Website: www.lifejourneyfn.com

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1. Collection and Use of Personal Information
We collect Personal Information that can identify or contact an individual, including but not limited to name, address, phone number, email, and Social Security or Taxpayer ID. We also collect Sensitive Personal Information for verification and service delivery. Information may be supplemented by public databases, credit bureaus, or data aggregators.

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2. Types of Information and How We Use It
We use Personal Information to verify identity, provide requested services, and share relevant offers. Sensitive information is handled with strict confidentiality. Communications may include emails, texts, and newsletters. We never request Personal Information via email.

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3. Non-Personal Information
Non-identifiable data such as browser type, IP address, and device usage is collected to improve our services and advertising.

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4. Examples of Non-Personal Information
Device info, cookies, session replay technology, log data, click-through URLs, and anonymized data are used for analytics, personalization, and site improvement.

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5. Sharing Information
We only share Personal Information:

  • With your consent

  • With service providers for necessary business operations

  • To comply with legal obligations or protect rights

We do not sell or share your information without consent.

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6. Transparency & Choice
You may disable cookies or opt out of third-party analytics and advertising via browser settings or platform opt-out tools.

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7. Social Media Plugins
Interactions with social media plugins (e.g., Facebook, Twitter, Google) may share data with the platform. Review their policies and log out before visiting our site if concerned.

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8. Information Security & Retention
We use SSL encryption, firewalls, and strong password protocols. Information is retained for up to 7 years or as legally required.

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9. Third-Party Privacy Policies
We are not responsible for the privacy policies of third parties. Always review the privacy terms of external platforms.

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10. Children
We do not knowingly collect data from children under 13. Any such data found will be promptly deleted.

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11. Changes to Policy
We may update this policy at any time. Revisions will be posted on our site with the updated date.

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12. Contact Us
For privacy inquiries or data rights requests:

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13. State Privacy Rights
Certain states (e.g., California) grant additional rights:

  • Request to know, delete, or correct personal data

  • Request data sharing disclosures

  • Opt-out of sales/sharing (if applicable)

  • Right to non-discrimination for exercising rights

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We verify identity via matching known data such as name, phone, or SSN.

We do not:

  • Sell personal information

  • Share with third parties without consent

  • Discriminate against users for exercising rights

 

Note: While we offer financial education and coaching, we do not engage in credit repair or credit restoration services.

 

This policy complies with GLBA and other applicable federal and state privacy laws.

Life Journey Solutions, LLC is a wholly-owned subsidiary of Life Journey Enterprises, LLC.

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