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Life Journey Solutions, LLC – Terms of Service Agreement

 

Welcome to Life Journey Solutions, LLC, a premier financial coaching firm dedicated to offering personalized guidance and comprehensive educational resources designed to empower you toward achieving financial wellness. By accessing our services through our website (lifejourneyfn.com) or engaging with our team, you agree to comply with and be bound by the following Terms of Service ("Terms"). These Terms govern your relationship with Life Journey Solutions, LLC, located at Fort Meade, MD 20755. Please read these Terms carefully before utilizing our services.

 

1. Scope of Services

Life Journey Solutions, LLC provides expert financial coaching and educational tools designed to support your personal and financial development. Our services include but are not limited to:

  • Personalized financial coaching sessions

  • General credit education and report literacy (non-disputing services)

  • Access to our exclusive online resource library

  • Participation in community forums and networking events

  • Educational workshops tailored to financial literacy

  • Insightful guest speaker series

  • Partnership with accountability coaches for goal attainment

  • Subscription to our informative monthly newsletter

  • Special discounts on financial tools and resources, including educational materials on personal budgeting, debt management, insurance planning, goal setting, credit reporting literacy, and an introduction to cryptocurrency.

 

Note: Life Journey Solutions, LLC does not offer credit repair or credit restoration services and does not dispute or challenge items on your credit report on your behalf.

 

2. Membership and Fees

Enrollment: Access to certain services may require enrollment in a specific membership plan, which may be subject to approval based on internal criteria set by Life Journey Solutions, LLC.

Fees: Membership fees are communicated at the time of enrollment and are billed in accordance with the plan's schedule (monthly, quarterly, or annually). All fees are deemed non-refundable, except as explicitly stated or under exceptional circumstances as determined by Life Journey Solutions, LLC.

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Renewal and Cancellation: Membership plans automatically renew according to the terms set forth during enrollment. You may cancel your membership at any time by contacting our customer support at 240-761-5010. Cancellation requests must be submitted at least 48 hours prior to the renewal date to avoid additional charges.

 

3. User Responsibilities

Compliance: You agree to use our services in accordance with all applicable laws, regulations, and these Terms.

Accurate Information: You commit to providing accurate, complete, and updated information as required for the use of our services and during financial coaching sessions.

Confidentiality: You are responsible for maintaining the confidentiality of your account information and for all activities under your account.

 

4. Intellectual Property Rights

All content, materials, and intellectual property associated with our services—including text, graphics, logos, and software—are owned by Life Journey Solutions, LLC or its licensors and are protected under copyright and intellectual property laws. Unauthorized use, reproduction, or distribution of such materials is strictly prohibited.

 

5. Limitations of Liability

Life Journey Solutions, LLC, including its directors, officers, employees, or agents, shall not be liable for any indirect, incidental, punitive, or consequential damages arising from your use of our services. Our liability for direct damages shall be limited to the amount paid by you for the specific service in question.

 

6. Amendments to Terms

Life Journey Solutions, LLC reserves the right to amend or update these Terms at any time without prior notice. Your continued use of our services following any changes signifies your acceptance of the revised Terms.

 

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions.

 

8. Dispute Resolution

Any disputes arising out of or related to these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, rather than in court.

 

9. Contact Information

For questions or concerns about these Terms or our services, please contact us at:

Life Journey Solutions, LLC
Fort Meade, MD 20755
Phone:240-761-5010
Email: info@thegoatbusiness.com
Website: www.yourmoneygoat.com

 

By engaging with Life Journey Solutions, LLC and its paid services, you affirm that you have read, understood, and agreed to be bound by these Terms of Service. We are committed to guiding you through your financial journey with integrity, expertise, and personalized care.

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