Why Gen Z Will Be the Richest Generation in History (If They Play It Right)
- Coach R.L. Simmons
- Aug 4
- 2 min read
I remember the first time I taught my 14-year-old son how to invest.
We sat at the kitchen table with a laptop open, a Robinhood account loaded, and a $50 deposit. Not $500. Not $5,000. Just fifty dollars.
He looked at me and said, “Wait, I can own a piece of Apple?”
I nodded. He grinned. “Bet.”
In that moment, I saw something shift, not just in him, but in the future. Because Gen Z? They’re not just digital natives. They’re financial renegades.
And I believe, without a doubt, they’re on track to become the richest generation the world has ever seen.
Here’s Why Gen Z Is Different, and Dangerous (in a good way):
They’re skeptical, not blindly trusting.
This generation doesn’t just “do what they’re told.” They challenge systems. Ask questions. Research everything. And that’s exactly the mindset it takes to break generational curses.
They’ve got access.
When I was 20, I had to walk into a bank to open an account and ask someone older than me to teach me about credit. Now? Gen Z opens brokerage accounts on their phone, learns from YouTube, and gets financial game on TikTok. The whole economic playbook is literally in their palm.
They value ownership over image. Flex culture is dying. Gen Z wants stocks, side hustles, brand deals, and digital assets. They’re less impressed by Gucci belts and more impressed by passive income.
They’re not afraid to talk about money. Previous generations whispered about wealth. Gen Z? They’re talking credit scores, crypto, group economics, and generational wealth on Instagram Lives and Discord chats.
They’ve seen the fallout—and they want different. They grew up watching Millennials buckle under student debt, their parents lose homes in recessions, and the world shift overnight during a pandemic.
Gen Z doesn’t want to work 40 years to retire at 65—they want freedom by 35.
But Here’s the Truth… Access doesn’t equal execution. Information doesn’t equal transformation.
Being positioned to become the richest generation only matters if they get the right blueprint. And that’s where I come in.
Introducing: The Richest Generation Course
A no-fluff, no-cap financial literacy course built for Gen Z, by someone who gets it.
Inside this course, young adults will learn:
How to actually budget in a digital world
The real game behind credit, debt, and passive income
What investing means in your teens and 20s
Why mindset is the first investment you need to make
How to build a financial blueprint that doesn’t just pay bills—it funds dreams
Gen Z doesn’t need another lecture. They need a blueprint. A roadmap. A Money G.O.A.T. in their corner.
So if you’re a parent reading this, invest in your child’s future today. If you’re Gen Z reading this, stop waiting for permission. You are the wealth. You are the legacy.
The Richest Generation isn’t a title. It’s a decision. Make it now.
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