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Elevating Your Financial Future
If you’re ready to elevate your financial future, it starts with mastering seven core principles. These are the money fundamentals they don’t teach you in school, but will change your life when you understand them. Let’s break them down and build the mindset and strategy that will take you from surviving to thriving.

Coach R.L. Simmons
May 193 min read
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College Bound: Financial Savviness for the Back-to-College Season
As college season approaches, most families focus on packing, schedules, and campus tours—but few prepare their students for the financial reality of college life. In this powerful blog, Coach RL shares real-life insights and a practical playbook to help students and parents navigate tuition, budgeting, credit, and everyday money decisions. From creating a solid budget to cooking on a dime and avoiding debt traps, this guide equips families with the tools to win the financial
Kalecia Simmons
May 173 min read
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The 3 Main Types of Life Insurance And How to Use Them Like a Financial GOAT
Most people think life insurance is just for covering funeral costs — but the wealthy use it to build empires. In this blog, Coach RL breaks down the 3 main types of life insurance (Term, Whole Life, and IUL) and shows you how to turn each one into a strategic wealth-building tool. If you're serious about legacy, this is where you start.

Coach R.L. Simmons
May 102 min read
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Back-to-School Budget: A Guide to Preparing Your Kids for the Fall
As summer winds down and the leaves begin to change, it's that time of year again – back-to-school season. While the excitement of new...
Kalecia Simmons
Aug 6, 20233 min read
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Building Your Legacy: Securing Your Future with Life Insurance
When it comes to planning for the future, life insurance is often viewed as a means of financial protection for loved ones in the event...
Kalecia Simmons
May 13, 20233 min read
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Budget Your Money by Budgeting Your Time
When it comes to managing our finances, budgeting is a well-known and essential practice. However, have you ever considered that...
Kalecia Simmons
May 13, 20233 min read
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